In today’s lending world, there are multiple options for available types of loans to purchase or refinance a home. Loan options range from your standard conventional loan, to your government loans like VA, FHA and USDA. Most of the time, with a quick Google search you can get the outlining parameters for each loan, but in order to get the best advice for your area, talking with a REALTOR® is your best option. Often we hear that a borrower must come in with a down payment of 2

Understanding a home’s true market value is about more than pictures, software assessments and price-per-square-foot. Whether you’re a current homeowner thinking of selling or are house-hunting, it’s crucial you understand what factors affect home valuation. By partnering with a local market expert, sellers will avoid pricing their house out of the market (the kiss of death in real estate) and buyers will ensure they get a good deal on their next home. So, how do you accurate